Category Finance

Should You “Do What You Love” or Get a Job for Money?

Following your passion doesn’t mean you get to forget about your responsibilities. If there were a manual for life, now would be the time for it to fall from the sky right on to my lap. There comes a time for all of us when we have to decide between creating our own opportunities that we are passionate about and if we need to get a job to pay the bills. There is absolutely nothing wrong with either, but I know for me I have a hard time picking up a job I am not passionate about just so I can make some money. A lot of this stems from the fact that my generation is told to “never settle”, “do what you love and love what you do”, and my ultimate favorite “if you love what you do you will never work a day in your life”. I agree wholeheartedly with all

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When to Start Paying Yourself as a Business Owner

When you are starting a business, the last thing you should be thinking about is paying yourself. What you should be thinking about is your budget and/or funding you may need to get your business off the ground. RELATED: How to Set Your Business Up for Financial Success Let’s fast forward a little bit. You are 2-3 years in. You are selling products, services or both and there is money coming in. (If there is no money coming in you need to make a change – that’s for another article.) Generally, if you are selling products when a product sells you make a profit. It really is that simple and at some point you should pay yourself for all of the hard work you have done. With business, like your personal life you have several expenses – some variable and some not that you pay monthly. This is where a lot

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8 Ways to Eat Healthy on a Super Tiny Budget

Whether you’re just starting out in the world of health and wellness, or you’re trying to look for new avenues to a better eating plan, we’d all like to find it along the path that doesn’t break our wallets! After all, who doesn’t want money left over for an extra yoga class and essential oils? Eating healthy can be achieved on any budget by following some simple basics, and it doesn’t have to be specific, or even organic. Buying organic is fantastic, but not completely necessary, especially if you’re pinching pennies already. What is the most important aspect if you want to eat healthy? When I’m giving my friends advice on how to get started on eating healthfully and naturally, the biggest and best piece of advice is: Don’t eat anything out of a box. Ever. If you are dying for Mac n’ cheese, boil macaroni, drain, add butter (not margarine!) and muenster and cheddar cheese, a little milk,

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The True Cost of Today’s Fast Fashion Industry

It is time to take a step back and think about being a sustainable consumer. I love asking people questions and this week I have a lot of them. How many of your clothes do you actually wear in your closet? Do you know where most of your food, clothes and material items are made? How many times do you buy things that you do not need. These are questions I simply ignored until last night because I did not know the answer to most of these questions. Last night, one of my teachers for my Field Experience fashion class played a video called The True Cost. During this video I realized I am pretty sheltered when it comes to the cultural news of the world. In all honesty, when the movie was over I realized I consume more than I really need to. Something I never really thought of

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Hack The Grocery Store Into Paying You For Shopping

Let’s be honest, a lot of us absolutely dread the thought of grocery shopping. There’s a strong chance you put it off until there’s absolutely nothing left to eat or drink in the house; don’t be ashamed, we’ve all done it. However, what if there was an easy way to save money on our groceries to make them feel like a not-so-expensive, yet necessary, expense? What if you could actually PROFIT from buying groceries? Well, set your fears aside, because Emilie Burke and her ShopHack App are here to make those dreams a reality! Emilie was generous enough to answer a few questions for us about how this seemingly impossible feat is, in fact, possible. To get even more info about ShopHack and to help Emilie get her knowledge out to the rest of the world, check out her Indiegogo Campaign! Allyn Lewis: Please tell me about the time you walked

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A Tale of Two Maternity Leaves: U.S. vs Canada

Yay! You’re having a baby! Now that your bundle of joy is on the way, it’s important to figure out what your maternity leave will look like. Knowing how many weeks you’ll have off work and what kind of financial benefits you can expect will help you plan and budget accordingly. Of course, it’s no secret that maternity leave in the U.S. badly lags other developed countries. My colleague, Tom, and his wife, Radhika, discovered just how far behind U.S. mat leave is after they moved from Toronto to San Francisco two years ago. Their first child, now 3, was born in Canada, while their second child, now six months, was born in the U.S. I asked Tom to share his family’s experiences and give some insight into what mat leave was like financially in both countries. Here’s what he and his wife found: Good-Bye 12 Months, Hello 12 Weeks

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Find a Good Job, Don’t Be Broke, Win at Life

That headline might seem a little broad, but just look at that homepage! Let’s not get ahead of ourselves: meet Young America, a nonprofit whose mission is, “educating and inspiring the nation’s youth to succeed despite today’s dim job prospects and government gridlock. Our goal is to help today’s youth understand why they can’t find a job, why their parents may be underemployed and how the entire nation can return to economic growth that benefits all Americans.”   Their first project? GenFKD. While the name sounds like a top-secret government mission, you can actually learn all about it on their website, such as the fact that their name stands for “Generational Financial Knowledge and Development.” Translation: improving millennials’ financial literacy on subjects like personal finance and the job market. They describe themselves as, “a nonprofit that doesn’t engage in politics. Instead, we’re here to talk policy. Economic policy. The stuff

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